Thursday, February 21, 2008

India! The land of innovation...

I have spent almost all of my education life living in boarding schools and college hostels. This can be looked in two ways – It helped me become very self reliant, independent and secondely not afraid of failures and compulsive risk taker.
I started my professional career with ‘Gillette India Ltd ’.A company which taught me a lot in terms of systems, procedures and execution of plans. I joined Philips in the month of January ’01 as ‘Area sales executive’. I again worked in Rural India and also worked in Metros like Delhi handling sales for Consumer electronics products – mainly audio and color television ..Being apart of Philips GSM team I learnt how powerful a role mobile phone has played in the life of rural India. In a country as diverse(7600 dialects),majority of population still lives in villages (roughly 70%),earns less than $3 a day how do you run a business and make money too.
Let me give an example , India has the world’s cheapest telecommunication services, yet it purchases same equipment from same 5 worldwide vendors, and any one from the Telecom Industry will tell you, the operating costs are insignificant to the capital equipment, and depreciation .Yes, Indian companies are making profits. Now you can make a call across India in just Rs 1. Revenue from other services (content download etc) is less than 4 %.
Now I can safely say that they do work and money can be made serving the lower part of the pyramid too, where majority of Indian families live – roughly 150 Mln households. Only point to note is that they earn roughly $2 a day in most of the cases .They are very brand conscious and cheap quality will never be accepted. Growth of Philips in the past 2 years stands testimony to our learning and proof that money can be made and western solutions of products and business models will not work in India.
We have the largest middle class in the world and growing fast enough to overtake majority of European economies in the next 1-2 years (we may have to change the base of GDP though). Urban India which is spending more and more on consumer goods but in the end is saving enough to put country’s saving rate at over 22% (unusual for a country so poor), is connected but in the end wants value for money.
India manages to have hospitals run on shoe string budgets, charge people practically nothing but run profitably (Narayan Hridyalaya,Arvind eye hospital). In fact, US is struggling to learn this model of healthcare.
India manages to create software that is order of magnitude cheaper than its counterparts in US (like, IBM, PwC, etc) and please do not get carried away at the difference in manpower costing - it represents something like 12% of the total project cost, so even if
US is at one extreme of 12%, and India is FREE, the cost differential would be in that order of magnitude, It’s not so in reality, it’s about 100% cheaper. (Please refer to the balance sheet of Adobe - its on net - the total manpower costs is 11.76% of the gross revenue, of Infosys its just 16%)
India has lowest cost airplane flights - and that is achieved by taking planes on lease that cost the same as anywhere else in the world, and yet are running very profitably...
We have innovated interesting business models. We do not need patent protection for ingenious technologies, because our expertise lies in creating that wafer thin efficient but sustainable business model that just can not be even thought of anywhere else in the
world. We need protection for these business models may be - but that is a separate subject.
We have innovated many other aspects of life - we do not have the excessive, iron clad declaration of various legal options - thanks to our slow judiciary (sorry, cant avoid being cynical here though un-intended), we have a system that allows a doctor to cure a patient for mere Rs. 50/- (Us $1.xx) - this would be unthinkable purely due to malpractice insurance fees that a doctor has to worry about in US, or other countries. In India, we do not have strongly enforced minimum wages - so we can actually employ a domestic help
and a driver - these luxuries are unthinkable for a middle class family in most developed nations. And these drivers and maids also eke out a living. They create lesser social unrest. If you analyse this, it’s just a very interesting restricted application of commercial laws - and I tend to think, is a great innovation. We, however, manage to enforce the minimum wages on the industry sector fairly comprehensively - there is always 5-10% disobedience, but that is true anywhere in the world.
I know the post is getting a bit long, but cant resist one last example - Bombay has 1,37,000 registered shops, with only ten percent having a PC to run a complicated inventory system - and most of these are profitable - I secured figures for the S&E Act
returns. The rest 90% is running a shop very smoothly, without any bar code, any PC, any complicated satellite hooked device that uploads its inventory position directly to the supplier - In India, a phone call is enough to do that.
I think India as the future of innovative thinking in business and social applications, and I am certain that one major reason why US worries about China/India is because of the fact that we have managed to run a fairly decent social system, with its moles and warts, at a fraction of cost of the so called the advanced societies, and thus have managed to prevent from being on the brink of social collapse that US is fearing (think New Orleans), or France/Britain are going through already . We are innovative, entrepreneurial, hungry for better life, and actually happier in our cumulative existence. Yet, we remain practical; we have a balance of skepticism towards products without applications,
and we make money enough to provide an average living to a billion plus people.
In the end I understand that the growth in this country, unlike China is internal consumption driven, wherein in China’s case it is export driven .My learning of India being unique, can’t be compared with China , will require unique solutions and I am certain we are fully capable of doing that and already doing it :-)

Sunday, February 17, 2008

Islam! What makes it tick?

I know,I am choosing the most non- politically correct topic possible in a Secular and liberal world.I am slowly coming around the view that the so called intellectual and liberal elite whether they are in India, continental Europe or US find it very uncomfortable to speak and talk about. They keep on talking about the values like, Equality,Right of freedom of speech, Religion and so on and so forth, However they are also dumbfounded to explain the phenomenon called Islam. I keep on watching Liberal, left influenced intelligentsia, I mean the likes of Barkha dutt secularists so passionately take the topic of perceived or real discrimination against Muslims.
I recently read a topic on Hindu woman marrying muslim man and the columnist was heaping praise on their courage. What and absurd topic and think of a newspapers like Times of India to publish it. How many Muslim woman marry in other religions and why they force the man to convert? If the relationship is based on Love then what does it need apart from that? One thing I want to say that these Liberals are speaking all this only in secular and predominantly non muslim countries and instead of thanking the majority they keep on spewing anger against the minority treatment. Muslims also, see al this closely and talk about the freedom of speech and religion in secular and liberal democracies but surprisingly they forget about all these values in islamic countries - Saudi or pakistan or even Malaysia. Not her religion can have a Temple, Church, Synagogue In Arab world.
The danger which the masses in Europe have woken up to now is real. Still i would add the danger is not from Islamists, It is from the liberal intellectuals.
It is indeed funny that the new found oil wealth of Arab world is bailing out European and American banks and organizations. They have the money and as per the last estimate Saudi investment in US economy is staggering $900 billion, That is around 8%+ of American GDP. Even more funnier is that an Athiest like me is talking about Religion. The reason for me to write is that in my quest to understand Religions i found Islam one of the most mystical. I just cant expalin the phenomenon why so many people are willing to kill others.
There is no wonder the religions of the world are called faith as they are based on gullibility and illogic so they dont want people to question them. I find that an insult to my intelligence, anyway the topic is islam and i have some questions today hope somebody hasthe answers.
Ever since the Attack on America on September 11, 2001, we have heard a never-ending chorus of voices from government, academia, and the media assuring us that the Islamic terrorists who attacked the Trade Towers and the Pentagon are not repre­sentative of “true Islam.” We have been likewise assured by spiritual leaders — even some Christian spokesmen — that Islam is a religion of peace, and that Muslims worship the same God as Christians and Jews.

“Our war is not against Islam,” we have been told repeatedly. “Our war is against terrorism.”

Central Questions
Well, what about it?

Are Muslims the spiritual brothers and sisters of Christians and Jews?
Do we all worship the same God?
Are the Islamic holy scriptures, known as the Koran, inspired by God?
Is Islam another path to God by which one can attain eternal life?
Are the Islamic fundamentalists representative of true Islam, or are they a terrible aberration of an otherwise peace-loving religion?
Is our war really a political one against international terrorists, or is it a spiritual battle against a demonic, intolerant, militant, and imperialistic religion known as Islam?
An Historical Perspective on Islam
Let’s begin our consideration of these questions with some historical background.
Muhammad, the man who dictated the Koran and gave birth to Islam, was born in Mecca in the Saudi Arabian peninsula in 570 A.D. His father died before he was born, and his mother died when he was six years old. He was raised first by a grand father and later by an uncle.
Muhammad was illiterate throughout his life. Until the age of 25 he worked in caravans. During his extensive travels, he encountered many Christians and Jews. Through his conversations with them, he picked up bits and pieces of both Judaism and Christianity.
His life was radically changed at age 25 when he met a wealthy widow 40 years old who fell in love with him. Their marriage enabled Muhammad to live a life of leisure from that point on.
Muhammad’s Call
Fifteen years after his marriage, at age 40, Muhammad had a visitation from a spirit. Supposedly, this spirit told him that he was called of God to be a “prophet” and an “apostle.” It is in teresting to note that there was no tradition in Arabian religions of either prophets or apostles. These terms were obviously used by Muhammad to appeal to Jews and Christians.

Muhammad continued to have spirit visitations. They would throw him into a trance, and his utterances during the trances were written down by scribes. These ethereal statements became the Koran, but they were not compiled until after Muhammad’s death. When the compilation was made, the utterances were not organized either chronologically or by subject matter. The result was a jumble of disorganized and often incoherent sayings which are frequently contradictory.For example, the Koran1 gives four conflicting accounts of Muhammad’s call to be a prophet [the word, Sura, means chapter]:

Suras 53 and 81 — God, or Allah as he is called in Arabic, personally appeared to Muhammad.
Suras 16 and 26 — The call was from the Holy Spirit.
Sura 15 — Angels issued the call.
Sura 2 — Gabriel was the one who appeared to him.
Muhammad’s Revelations

At the time Muhammad received his initial visitation, there were over 300 gods being worshiped in Mecca by pilgrims who came there each year to pray at the Ka’aba, a small cubic building that housed a black meteorite and effigies of the various gods. One of those gods was Allah, the moon god.

Muhammad decided to proclaim that there was only one god — and he selected Allah as that god. That’s the reason the crescent moon became the symbol of Islam. Muhammad also proclaimed that he was the prophet of Allah.

Initially, Muhammad expected both Jews and Christians to receive his new revelation. Thus, early passages in the Koran speak admiringly of “the people of the Book.” These are the passages that Muslims in the West love to quote in their effort to prove that Islam is a tolerant religion. An example is Sura 5:82 which says, “You will find that those who are nearest in love to the believers [Muslims] are those who say, ‘We are Christians.’”But when Jews and Christians rejected Muhammad, he turned fiercely against them, and later passages in the Koran speak of them disparagingly:
Sura 5:51 commands Muslims not to take Jews and Christians as friends.
Sura 9:29 commands Muslims to fight against Jews and Christians until they either submit to Allah or else agree to pay a special tax.
Sura 2:65-66 and Sura 5:60 contain references to Jews as “apes and swine to be despised and rejected.” (Think of that! You can be sure that such a statement did not come from the true God of this universe who selected the Jews to be His Chosen People.)
Jews and Christians were not the only ones who rejected Muhammad’s new revelations. The people of his own tribe, the Quraysh, also rejected him. In response, Muhammad succumbed to the temptation to appease his tribe by announcing that it would be okay for them to worship the three daughters of Allah — named Al-Lat, Al-Uzza, and Ma nat.

This declaration led to the infamous “Satanic verses” of the Koran which were later deleted when Muhammad reverted back to monotheism. Muslims have tried ever since to cover-up this diversion from the faith. You may remember that in 1989 Salman Rushdie brought up this taboo topic when he wrote a novel entitled, The Satanic Verses. The Ayatollah Khomeini of Iran condemned him and called for his assassination.
The opposition to Muhammad in his home town of Mecca continued to grow until he was forced to flee 250 miles to Medina where his message was received. The Islamic calendar dates from this year when Muhammad fled to Medina and found a receptive audience, resulting in the formal establishment of Islam as a religion. It was the year 622 A.D., and that date represents year one of the Muslim calendar, which is a lunar calendar. The year 2001 is the year 1422 in the Muslim dating system.

After the death of his wife, Muhammad married at least 11 other women (some sources place the total as high as 16). He also took several concubines. He married one girl who was only six years old and had sexual relations with her when she was 9.2 According to the Koran, only the prophet could have unlimited wives. All other Muslim men are limited to four (Sura 4:3). What kind of man would do that marry a 6 year old and have sex with a 9 year old ? They are called pedophile

Muhammad died on June 8, 632 A.D. in Medina at age 63. He left no successor, and Islam soon broke into warring sects such as the Shiites and the Sunnis.
I guess the post is getting too long and the rest is history. Some day i will talk about ' Sanatan Dharma' but as of now let me hide lest some zealot announces some reward for my head.

Friday, February 08, 2008

Thank you Raj Bhaiyya... ooops ' BHAI'

It is getting funnier and baffling by the day. It is indeed shameful and hurtful to see a handful of louts holding the fabric of the country to ransom. The case in point is the stupidity being played on the streets of Mumbai. I am slowly coming around to the view that we have failed miserably as a nation state. Add to that I am really feeling bad for the great man whose 60th death anniversary we was supposed to remind us that we need to conquer the demons of our heart.

I think his relevance finished on the day India got independence. In a way we killed him that very day when the country got divided and Nehru and company killed whatever remained of his ideals when they cornered the Teen murti bhavan and Rashtrapati bhavan for themselves. We, basically have failed to become civilized humans and remain a barbaric and violent race at the end of the day. Ready to kill and ready to do anything for short term gains. Looking at the reaction of our own brethren in Mumbai, I see no reason why the Europeans or American reacting and moaning the lack of opportunities for natives.

In fact I laud them for being civilized and decent enough not to resort to this kind of madness. What to say about the role of the serving party( I hate to call them ruling party, They are elected to serve me and I pay their salaries). The home minister belongs to this state , He is the lousiest home minister in the history of this country- spineless and incapable.

What to say about the good doctor? Well, How does he sleep so well? Reluctantly though, I agree with BJP here that he is our own Lame duck PM. He has failed on every front – No major economic reform, No infrastructure project , No movement on the higher education front and internal security has been compromised so many times that I have lost count. Any Tom- dick harry can issue a fatwa, hit a woman and call for the head of Salman Rushdie.

I guess it’s time for me stop being sentimental and look at the reality. I am an alien in the very land my forefather’s shed blood for. Good, my own old man died in 1997, other wise he would written one more emotional letter to PM and would have died more dejected than he actually did. Time for me to get the citizenship of the country I Live in… atleast the hurt will be less, In case someone calls me ‘ paki’ or a ‘ Bloody Indian’.

I can really empathise with my brethren from north-east of India better. I ,now understand the pain of being an alien in one’s own country, the pain of being called a ‘Chinky’ or a Harry or a ‘Bhaiyya’. This is happening in a country where you can find people of all origins – Shaka , Huna, Mongol, Aryan, Afrikaners and jarawas. Thank you Raj ‘ Bhaiyya’ for making me realsie how alien I am …

Friday, February 01, 2008

Nano ya na Mano

Please forgive me the crazy title as i too got carried away by the hysteria generated by Ratan's baby. He truly is a 'Ratan' , those of you who don't understand the meaning, It means, Gem. However this post is not for singing peans for Ratan Tata, there are many who have been doing it with far more regularity, this post is for a far more bigger reason than many suspect. I wrote an article for my college magazine in 2004 arguing India's place as a 'Land of Innovation' and I was being laughed and lauded equally . I will reproduce my article at a later part of the blog. Today i want to raise an important issue - issue of middle class housing.
We have a number of real estate companies claiming to build new india( their market capitalisation shocks me sometimes) but i have a question. what India they are talking about? With the average cost of a 1000 sq ft house in the range of Rs40 lacs on  national average, whom are they catering? What about the Bharat? Yesterday i was horrified to see the net profit of DLF it is astounding 2700 crores on a turnover of some 4000 odd crores. This is the most profitable company in terms of profit margins. Unilever and P&G, pls take note.
Why we have no ' Ratan ' who can innovate housing and bring it down to a level where it is more affordable to the rest of 88% Indians? Why there is no body ready to bite the bullet? Again the slimy politician - He is making money through the dubious deals and with his share in real estate companies, he is ensuring there are slums on govt land suddenly and then he proposes a slum redevelopment scheme where his chosen companies make these building and the poor slum dweller gets nothing but moves to new land.
When will we get a Ratan? Can we write a note to him and tell him,' mano ya na nano ' please help 'Jeh's ' beloved India to provide dignified living. Please help the poor lady to have a bathroom so she need not take a bath in open roads of Mumbai, Please provide a roof and a door so that she need to enjoy the companionship on a heap of garbage in the open during the dark nights. If he insists that he needs to retire now as he is already hovering above 70, we must stop him from doing that. Need be, we must bring a law in parliament and make him criminal in case he thinks of retiring. Some of us have already made him so by questioning the right of middle class Indian to drive a car.It has to be the privilege of the 'arrived'.
Give anything to Men except dignity, they may not understand the gift.

Cant find the article i wrote in 2004... will try and find it.. meanwhile please help wrote a petition .... " mano ya na nano "